When a customer is buying a car, closing on a home, or signing a lease, the window to offer insurance is short. If quoting takes days, the moment passes. Truvo is built to quote and bind in minutes, so your customer can go from interest to active coverage in a single sitting. Here's what makes that speed possible and why it matters for partners.
How long does it actually take to quote and bind?
The goal is minutes, not days. In a typical embedded or referral flow, a customer can move from requesting a quote to holding an active policy in one uninterrupted session, rather than waiting for callbacks, paperwork, or manual review.
Two distinct steps sit inside that window:
- Quoting — the customer submits (or pre-fills) their details and gets rated pricing back almost immediately.
- Binding — the customer accepts a quote and coverage becomes active right then.
The reason this can happen in minutes rather than days is that the slow parts of traditional insurance — re-keying data, manual underwriting, back-and-forth with an agent — are automated away.
The practical upshot for a partner: a customer who shows interest at the point of sale can walk away already covered, instead of being told "someone will follow up."